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Faqs

What exactly is your interest that is monthly price?

The month-to-month rate of interest on our loans varies from 1.25per cent – 3.75% .

Could I access an auto loan as an individual that is self-employed?

Must We have an income account with Union Bank to gain access to the auto loan?

Just how do I discover how much i will be eligible to make an application for?

Normally system recommended. Head into any one of our branches and asked become scored to learn exactly how much you be eligible for

Exactly exactly What portion of my earnings is accessed as that loan from your own company?

This will be auto-calculated. Nonetheless, your monthly payment cannot exceed 33% of one’s wage.

We have a loan that is personal presently. At exactly exactly just just what point am I able to submit an application for a top up?

You might be qualified to receive a high up after three months

Do a letter is needed by me of introduction from my manager before getting that loan?

Yes a page of introduction/undertaking is necessary from your own manager

I will be a salary earner living outside Nigeria but i’ve a free account with Union Bank. Simply how much loan may I get setting a business up?

You could get a loan that is personal going your wage to Union Bank. Please speak to your Relationship supervisor to find out more.

Can a person servicing a loan nevertheless get another loan

Yes, a client could possibly get a top-up loan while servicing a current loan. To qualify, the client should have made at the least 3 repayments without defaulting.

In case a client loses their work after accessing that loan from your own company, will there be something that can be carried out to make certain payment continuity?

If an individual loses their jobs after accessing our loans, the insurance coverage business within the loan is going to make repayment for a period often six months. The customer is expected to have gotten another job to continue repayment during this period.

Any kind of loan offerings for brand new clients with an SME account in Union Bank?

Yes, you will find loans for our SME customers too.

I apply for another loan if I have an outstanding loan and couldn’t pay back due to Covid-19, can?

You are able to submit an application for a restructuring or moratorium on your own current loan to make sure that it really is doing.

Do you really accept re re payments in instalments?

What’s the requirements for agricultural loans?

Presently, we try not to provide loans that are agricultural people. You can easily nonetheless make an application for a loan that is personal.

How do a salary is opened by me account?

Please go to some of our branches to open up an income account

What’s the length for the payment of that loan with Union Bank?

This is certainly influenced by the mortgage loan and amount tenor required

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Privacy Overview

What exactly is this Privacy Notice for?

Union Bank of Nigeria Plc (“The Bank”) values your easy payday loans Rhode Island online individual information and we also are invested in protecting your privacy whenever you connect to us. Please read this Privacy Notice (Notice) to know our policies, procedures and procedures in connection with processing of one’s individual information.

This Notice describes for you exactly exactly how your own personal information is gathered, utilized, handled and transmitted by Union Bank as well as describes tips on how to upgrade your private Data with us and do exercises your liberties according associated with private Data offered to us.

The private Information that individuals Collect

We gather Personal Data with us, request for further information about our products, fill a form, apply for a job through our website, or subscribe to newsletters on our website that you give to us; for example, when you create an account.

We might additionally immediately collect some technical information whenever you go to our internet site such as for instance your internet protocol address, and information on your see, including the pages which you viewed. These records allows us to comprehend client passions helping us enhance our web site. Once you see our website, the pages which you have a look at, and a quick text file known as a cookie, are installed to your computer or laptop. By using and visiting our web site, you consent to our usage of Cookies in accordance with Union Bank’s policies. To get more information regarding snacks, please read our Cookies Policy available through this website website link.

Just just What do we make use of your private Data for?

We might process your individual Data to keep in touch with you (including giving advertising or marketing materials for your requirements), offer you more info about our services and products and exactly how we are able to serve you better, react to your purchase purchases or needs, procedure the application for work with Union Bank or even to fulfil our contractual responsibilities with you. We may additionally process your private Data to conform to conditions of relevant regulations.

Just Just Just What Constitutes your Permission?

Where processing of private Data is founded on permission, we will receive the consent that is requisite the full time of collection of the private Data. In this respect, you consent to your processing of the private Data once you access our platforms, or utilize our services, content, features, technologies or functions provided on our internet site or other electronic platforms. You are able to withdraw your permission whenever you want but withdrawal that is such maybe perhaps perhaps maybe not impact the lawfulness of processing based on permission provided before its withdrawal.

That do we share your private Data with?

We respect your privacy and then we restrict disclosure of one’s private Data to 3rd events. We try not to sell, provide or trade any private Data that individuals get away from you to virtually any 3rd party for data mining or advertising purposes. Nonetheless, we might share your private Data with companies involved by us to give solutions to Union Bank at the mercy of appropriate information protection and security. We might additionally share your details where there is certainly a regulatory or obligation that is statutory disclose such individual information in conformity with conditions of relevant rules.

Safety and Retention of the Personal Data

Your private information is held personal therefore we remember to keep your private Data secure, including limiting usage of your individual Data with us on a need to understand basis. We need our staff and any 3rd events that carry down any work with our behalf to adhere to appropriate protection requirements to guard your individual information.

We simply just just take appropriate measures to make sure that your own personal Data is just prepared when it comes to period that is minimum in line because of the purposes put down in this Notice or as needed by relevant regulations, until a period it really is not required or doesn’t have usage. As soon as your private Data is not any longer required, we destroy it in a safe and protected way.

Your Liberties

Union Bank gathers private Data just for the purposes identified in this Policy and such information is not reused for the next function this is certainly incompatible using the initial function.

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